*An interest rate of 9.99% was used in this calculation. This rate is for reference purposes only. Interest rates are subject to change and may vary due to several factors, including the vehicle's year, depreciation, the Bank of Canada's key interest rate, and your personal circumstances, to name a few.

**This calculator is provided as an estimation tool for your personal educational use only and is not a substitute for professional advice. We do not claim that the information provided by this calculator is accurate or complete, and we do not guarantee that the calculation will match or apply to your specific situation.